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Estate Planning – It’s Your Turn

Whether you are working to create a wealth preservation plan or are facing a problem that has suddenly arisen concerning your estate, Harold M. Turner works tirelessly to provide honest, professional legal representation specifically tailored to your needs.

In addition to avoiding lengthy, costly probate court sessions, proper estate planning is ideal for:
  • Establishing a power of attorney
  • Detailing the desired disbursement of your property
  • Avoiding substantial taxes
  • Establishing health care and end-of-life provisions
  • Prearranging funeral arrangements
Call today to schedule your appointment for a free consultation with Estate Planning Attorney Harold M. Turner (253) 921-2379.

Areas of Practice 
Trusts
Beneficiaries
Wills
Power of Attorney for finances
Advance Health Care Directives
Guardianship

Trusts
Trusts are legal entities that are capable of doing most things that individual people can do, such as entering contracts, purchasing real property, making investments, opening bank accounts, starting businesses, and even inheriting property.
Settlers (or grantors) create trusts and put assets into those trusts. The person who manages those assets, operates the trust, and directs the trust assets according to the guidelines of the trust is known as the trustee.

Call today to schedule your appointment for a free consultation with Estate Planning Attorney Harold M. Turner (253) 921-2379.

Beneficiaries
Receive the trust income and/or principal. This structure, where trustees manage trust assets for the beneficiaries, can create a shield between the creditors of the beneficiaries and the assets held in trust.

Call today to schedule an appointment for a free consultation with Estate Planning Attorney Harold M. Turner (253) 921-2379.

Wills
A will can distribute property that you own at the time of your death. It can also fund trusts and designate guardians for your minor children. Additional estate planning documents may be required for distribution of non-probate property, joint property, trusts, annuities, retirement benefits and life insurance.
A boilerplate or fill-in the blank will is not designed for individual circumstances or to maximize all that benefits that you may have under the law. It is important to discuss your individual needs and desires with an estate planning attorney who can take those factors into consideration when drafting your trust and will documents.

Call today to schedule you’re an appointment for a free consultation with Estate Planning Attorney Harold M. Turner (253) 921-2379.

Powers of Attorney for finances
A power of attorney is a legal document that provides you the ability to authorize another party to act on your financial behalf. A power of attorney can be broad or narrow in that it can be created to give legal and financial authority for a single event or for the long term. In your overall estate plan, this document is designed to protect you prior to your death. A power of attorney can give you the peace of mind that your financial affairs will remain in order in case you lose the mental capacity to care for such matters on your own. This document will name a trusted party to take care of all your financial and legal needs if you have diminished mental capacity and are generally unable to care for your own finances or legal rights. It is important to create this document while still in good mental health as full mental capacity is required at the time of creation to be later enforceable. This means the party executing the document must be of sound mind in the eyes of the law to fully understand what rights they are transferring. It is essential for all adults, not just the elderly, to have a power of attorney in place because an unexpected illness or accident can happen at any age.

Call today to schedule you’re an appointment for a free consultation with Estate Planning Attorney Harold M. Turner (253) 921-2379.

Advanced Health Care Directives
An advanced health care directive is very similar to a power of attorney in that it authorizes another individual to act and make decisions on your behalf. However, whereas the power of attorney authorizes that other individual to handle your finances, an advance health care directive grants authority over your health and medical treatment decisions. It can also address issues such as artificial life support, resuscitation, organ donation and tube feeding. Having a valid advanced health care directive in place gives you the assurance that your decisions will be followed and it provides your family members with a clear statement of your medical wishes. Married couples may also want to purchase a survivor-ship life (sometimes known as a "second-to-die") insurance policy. These policies insure both spouses. However, they pay benefits only when the second spouse dies (which is when the estate taxes will need to be paid). The benefit of these types of policies is that they usually require lower premiums and thus serve to maximize the tax savings while reducing the insurance costs.

Guardianship 
For elderly individuals, wills and trusts will often appoint a guardian who will take over an incapacitated individual's wealth, assets and property and ensure that their medical care and wishes are carried out in the twilight of their life. Harold M. Turner can assist newly appointed guardians with the legal counsel that they need to ensure a beneficial guardian-ward relationship.

Call today to schedule your appointment for a free consultation with Estate Planning Attorney Harold M. Turner (253) 921-2379.
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